Terms of Use

Last updated: October 2026.

License. Your purchase grants a personal, non-transferable license. Please do not resell or redistribute the files.

Refunds. 30 days, no questions asked. Questions or refunds? Contact Us.

No advice. Content is general education, not legal, financial, or tax advice. Results vary, and we make no guarantee of any savings.

Liability. To the extent allowed by law, our liability is limited to the amount you paid.

Changes. We may update these terms; the date above shows the latest version.